I am really excited about the potenial for ApplePay. Yes, it is new, and most banks and retailers have not adopted it. The fact is, it is seamless and just works.
I have been using it for over a week know, and have used it to purchase everything from Hot Chocolate to gas to groceries. Today, while heading out to work, I used the Panera App to order Hot Chocolate, and then pay online with ApplePay .. my delishous hot chocolate was ready when I arrived. This rocks .. amazing.
Welcome to 2014.